Caldwell is a borough located in northwestern Essex County, New Jersey, about sixteen miles outside of New York. As of the United States 2000 Census, the borough population was 7,584. Caldwell was incorporated as a borough by an Act of the New Jersey Legislature on February 10, 1892, from portions of Caldwell Township (now Fairfield Township), based on the results of a referendum held on the previous day. In 1981, the name was changed to the "Township of the Borough of Caldwell" to take advantage of federal revenue sharing policies. Effective January 26, 1995, it again became a borough. Grover Cleveland, the 22nd and 24th President of the United States, and the only president to serve two non-consecutive terms, was born in Caldwell on March 18, 1837. His father, Rev. Richard Cleveland, was pastor of the First Presbyterian Church. The Grover Cleveland birthplace — the church's former rectory — is now a museum and is open to the public. Though today the Caldwell area is considered to be a suburb of both Newark and New York City, the area originally developed as its own individual, self-contained town and economy rather than as urban sprawl from a larger city. When it was formed, a few miles of woods separated downtown Caldwell from Newark or any of its developing suburbs. New Jersey Monthly magazine ranked Caldwell as its 32nd best place to live in its 2008 rankings of the "Best Places To Live" in New Jersey.

Personal Bankruptcy Law Lawyers In Caldwell New Jersey

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What is personal bankruptcy law?

Personal Bankruptcy involves the legal process that an insolvent individual takes to insure fairness and equality upon creditors and to help the debtor start anew with the property he or she is allowed to keep without being hampered by liabilities he or she might have accrued. Personal Bankruptcy attorneys advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing -- including Chapter 7 bankruptcy debt discharge plans and Chapter 13 bankruptcy debt repayment plans. Bankruptcy attorneys may also represent creditors seeking to have their rights enforced in connection with a bankruptcy reorganization of a debtor.

Business Bankruptcy attorneys also advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to personal bankruptcy law issues in New Jersey

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Official Bankruptcy Forms must be used to file and take action in bankruptcy cases. Procedural Forms also may be...

Chapter 7 of the Bankruptcy Code provides for "liquidation," ( i.e., the sale of a debtor's nonexempt property and...

Chapter 12 of the Bankruptcy Code provides for adjustment of debts of a "family farmer," or a "family fisherman" as...

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter...

The Servicemembers' Civil Relief Act applies in bankruptcy cases. It provides protection to members of the military...

Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy...

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...