Stockton, the county seat of San Joaquin County, is the 13th largest city in California in population and one of the largest in area in the Central Valley. Stockton has a population of 290,409, making it the 61st largest city in the U.S. Stockton is located in Northern California south of the state capital of Sacramento and north of Modesto. Stockton is along Interstate 5, State Route 99 and State Route 4 amidst the farmland of the California Central Valley. Stockton is connected westward with San Francisco Bay by the river’s 78-mile channel, and is, with Sacramento, one of the state’s two inland sea ports. In and around Stockton are thousands of miles of waterways and rivers that make up the California Delta. The city hosts the Asparagus Festival annually, and is the location of Haggin Museum, an art and history museum built in Victory Park in 1931. The museum displays works of art of the 19th and 20th centuries. Stockton is also a rail center and a processing and distribution point for farm products and wines from the Central Valley. Stockton has been the home of the University of the Pacific since 1924, after the university moved from San Jose. Pacific's longtime emphasis has been on music education, but now supports engineering, pharmacy, and business schools as well as the Arthur A. Dugoni School of Dentistry in San Francisco and the Pacific McGeorge School of Law in Sacramento. Pacific's ivy-league atmosphere complete with old brick buildings and wide shady lawns have made it a movie location for a number of feature films. From 1995 to about 2005, Stockton and the nearby smaller cities of Tracy and Manteca experienced a population boom, due in large part to thousands of people settling in the area in an effort to escape the San Francisco Bay Area's relatively high cost of living. This influx of new residents, however, resulted in a sharp increase in the cost of living of Stockton (although it remained significantly lower than any Bay Area city of comparable size). As a result of the population increase, Stockton found itself squarely at the center of the United States' speculative housing bubble in the 2000s. Real estate in Stockton more than tripled in value between 1998 and 2005, but when the bubble burst in 2007, the ensuing financial crisis made Stockton one of the hardest-hit cities in America. Stockton housing prices fell 39% in the 2008 fiscal year, and the city had the country's highest foreclosure rate (9.5%) as well. Because of the shrinking economy, Stockton also had an unemployment rate of 13.3% in 2008, one of the highest in the U.S. Stockton was rated by Forbes in 2009 as America's fifth most dangerous city because of its crime rate.

Personal Bankruptcy Law Lawyers In Stockton California

Advertisement

What is personal bankruptcy law?

Personal Bankruptcy involves the legal process that an insolvent individual takes to insure fairness and equality upon creditors and to help the debtor start anew with the property he or she is allowed to keep without being hampered by liabilities he or she might have accrued. Personal Bankruptcy attorneys advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing -- including Chapter 7 bankruptcy debt discharge plans and Chapter 13 bankruptcy debt repayment plans. Bankruptcy attorneys may also represent creditors seeking to have their rights enforced in connection with a bankruptcy reorganization of a debtor.

Business Bankruptcy attorneys also advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to personal bankruptcy law issues in California

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Official Bankruptcy Forms must be used to file and take action in bankruptcy cases. Procedural Forms also may be...

Chapter 7 of the Bankruptcy Code provides for "liquidation," ( i.e., the sale of a debtor's nonexempt property and...

Chapter 12 of the Bankruptcy Code provides for adjustment of debts of a "family farmer," or a "family fisherman" as...

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter...

The Servicemembers' Civil Relief Act applies in bankruptcy cases. It provides protection to members of the military...

Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy...

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...

Federal court opinions concerning personal bankruptcy law in California